Estimate LTCG and STCG tax on equity shares, equity mutual funds, property, or gold — based on rates effective since 23 July 2024.
| Asset Type | Short-Term | Long-Term |
|---|---|---|
| Listed equity shares / equity mutual funds | 20% (≤12 months) | 12.5% above ₹1.25L exemption/year (>12 months) |
| Property, gold, debt funds, unlisted shares | Taxed at your income slab rate (≤24 months) | 12.5%, no indexation (>24 months) |
Long-term capital gains on equity/equity mutual funds up to ₹1,25,000 in a financial year are tax-free; only the amount above this threshold is taxed at 12.5%. Short-term gains on equity are taxed at a flat 20% regardless of your income slab.
This calculator does not include indexation benefit that may still apply to property purchased before 23 July 2024 under transitional rules, or surcharge/cess. Short-term gains on non-equity assets are taxed at your slab rate — use our Income Tax Calculator to estimate that rate. Always verify with a CA before filing.