Enter your annual income and deductions to compare both regimes and see which one leaves you with a lower tax bill.
| Income Range | Rate |
|---|---|
| Up to ₹4,00,000 | Nil |
| ₹4,00,001 – ₹8,00,000 | 5% |
| ₹8,00,001 – ₹12,00,000 | 10% |
| ₹12,00,001 – ₹16,00,000 | 15% |
| ₹16,00,001 – ₹20,00,000 | 20% |
| ₹20,00,001 – ₹24,00,000 | 25% |
| Above ₹24,00,000 | 30% |
Standard deduction of ₹75,000 applies for salaried individuals. Section 87A rebate brings tax to nil for taxable income up to ₹12,00,000.
| Income Range | Rate |
|---|---|
| Up to ₹2,50,000 | Nil |
| ₹2,50,001 – ₹5,00,000 | 5% |
| ₹5,00,001 – ₹10,00,000 | 20% |
| Above ₹10,00,000 | 30% |
Standard deduction of ₹50,000 applies for salaried individuals. Section 87A rebate applies up to ₹5,00,000 taxable income. A 4% Health & Education Cess applies on top of tax in both regimes.
This calculator gives an estimate for planning purposes and does not account for surcharge (applicable above ₹50L income), HRA, or all deduction types. Slab data reflects our understanding of FY 2025-26 rules at the time of writing and should be verified against the Income Tax Department or a qualified CA before filing.