🇦🇺 Australia · All States & Territories
Stamp Duty Calculator
Estimate transfer duty (stamp duty) for a property purchase, using the actual rate schedule for your state or territory — not a rough national average.
✓ Uses each state's own official brackets
Your Result
Select your state, enter the purchase price, and click "Calculate".
Why State Matters More Than Anywhere Else
Stamp duty is entirely state-administered in Australia — there's no federal rate. The same $700,000 property attracts a noticeably different duty bill depending on whether it's in Sydney, Melbourne, Brisbane, or Perth, because each state sets its own brackets, first-home-buyer thresholds, and foreign-buyer surcharge. This calculator uses the actual published schedule for each of the 8 states and territories rather than a single blended estimate.
General Rate at a Glance ($700,000 property, standard buyer)
| State | Approx. duty | Top marginal rate |
|---|
| NSW | $25,687 | 5.5% |
| VIC | $37,070 | 6.5% |
| QLD (general) | $24,525 | 5.75% |
| WA | $27,265 | 5.15% |
| SA | $32,330 | 5.5% |
| TAS | ~$26,748 | 4.5% |
ACT and NT figures depend heavily on individual concessions and are best checked directly using the calculator above — both jurisdictions use different mechanics (the ACT is progressively phasing out conveyance duty; the NT uses a formula-based scale). Foreign buyer surcharges (7–9% in six states) are not included in this table.
First Home Buyer Thresholds by State
| State | Full exemption up to | Concession up to |
|---|
| NSW | $800,000 | $1,000,000 |
| VIC | $600,000 | $750,000 |
| QLD | Uncapped (new homes) | ~$800,000 (established) |
| WA | $600,000 | $800,000 |
| SA | Uncapped (new homes only) | n/a for established homes |
| TAS | New homes only ($10k FHOG) | — |
These thresholds and the underlying rules (new build vs established, income or residency tests) change frequently — always confirm current eligibility with your state's revenue office before relying on an exemption.
Foreign Buyer Surcharges
| State | Surcharge (on top of standard duty) |
|---|
| NSW | 9% |
| VIC | 8% |
| QLD | 8% |
| WA | 7% |
| SA | 7% |
| TAS | 8% |
| ACT | None |
| NT | None |
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Frequently Asked Questions
Why does stamp duty differ so much between Australian states?+
Stamp duty (transfer duty) is a state and territory tax, not a federal one. Each of the 8 jurisdictions sets its own rate brackets, first-home-buyer thresholds, and foreign buyer surcharges under its own legislation, so the same purchase price can produce very different bills depending on the state.
Which state has the highest stamp duty?+
Victoria's rates rise fastest in the upper-middle range because duty on properties between $960,001 and $2,000,000 is charged at a flat 5.5% of the entire value, not just the portion above the threshold. At the very top end, NSW's premium duty and Victoria's 6.5% top rate both apply to high-value residential property.
Do first home buyers pay stamp duty?+
Most states offer a full or partial exemption for eligible first home buyers, but the thresholds vary widely — from full exemption up to $800,000 in NSW and Queensland (new homes, uncapped in QLD) to $600,000 in Victoria and Western Australia. Established homes often get less generous treatment than new builds.
Do foreign buyers pay more stamp duty in Australia?+
Yes, in six of the eight jurisdictions. Foreign buyer surcharges range from 7% (WA, SA) to 9% (NSW), charged on top of standard duty. The ACT and Northern Territory are the only two that don't apply a foreign buyer surcharge.