🇮🇳 India

Income Tax Slabs — FY 2025-26 (AY 2026-27)

Full slab rates for both the New Regime and Old Regime, including senior citizen thresholds, surcharge, and cess.

FY 2025-26 / AY 2026-27 Last reviewed 22 Jul 2026

New Tax Regime (default regime)

Income RangeRate
Up to ₹4,00,000Nil
₹4,00,001 – ₹8,00,0005%
₹8,00,001 – ₹12,00,00010%
₹12,00,001 – ₹16,00,00015%
₹16,00,001 – ₹20,00,00020%
₹20,00,001 – ₹24,00,00025%
Above ₹24,00,00030%

Old Tax Regime

Individuals below 60 years

Income RangeRate
Up to ₹2,50,000Nil
₹2,50,001 – ₹5,00,0005%
₹5,00,001 – ₹10,00,00020%
Above ₹10,00,00030%

Senior citizens (60–80 years)

Income RangeRate
Up to ₹3,00,000Nil
₹3,00,001 – ₹5,00,0005%
₹5,00,001 – ₹10,00,00020%
Above ₹10,00,00030%

Super senior citizens (above 80 years)

Income RangeRate
Up to ₹5,00,000Nil
₹5,00,001 – ₹10,00,00020%
Above ₹10,00,00030%

Surcharge (both regimes)

Taxable IncomeSurcharge
Up to ₹50,00,000Nil
₹50,00,001 – ₹1,00,00,00010%
₹1,00,00,001 – ₹2,00,00,00015%
Above ₹2,00,00,000 (New Regime cap)25%

Under the Old Regime, surcharge can go up to 37% for income above ₹5 crore (except for certain capital gains and dividend income, which are capped lower). The New Regime caps maximum surcharge at 25%.

Health & Education Cess

A 4% cess is added on top of income tax (plus surcharge, if applicable) under both regimes.

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These figures are for general reference. Tax slabs can change with each Union Budget — verify with the Income Tax Department or a qualified CA before filing. See our full disclaimer.